For commercial customers we offer Lines of Credit, Time Notes, Term loans, and Construction Loans.
Lines of Credit
We offer lines of credit for short-term working capital and cyclical cash flow needs such as inventory and payroll.
Short-term time notes (1 to 12 months) are also used for short-term working capital and are appropriate when a certain event will enable the borrower to pay the entire principal and interest upon maturity of the note.
Term loans are available for the purchase of equipment as well as for the purchase or renovation of real estate. Flexible terms and competitive rates are available to help you achieve your financial goals.
Is it time to stop renting office space and build your own location, or are you looking to expand your business? If so, our new construction loans are available to help with both adjustable rate mortgages and fixed rate options.
*These calculations only provide estimates, and do not offer or guarantee any terms for a particular loan or investment.
Oil City Branch
My wife and I began our banking relationship with First United National Bank with personal accounts in 2010 and were always pleased with the products and service. Bob led us on the path to purchase our house and vehicles for personal and business use. Most recently Bob helped with establishing a bank account for my daughter. The Oil City team is always prompt, accurate and professional with our family’s banking needs.
I have been with the First United National Bank since my husband Rich and I were first married in 1981. We first dealt with Mr. Gene Schmader at the Fryburg location. We were very happy when they extended their branch to Cranberry. Going there is like going to a reunion, everyone is so personable, and friendly. I will never go anywhere else!
New Bethlehem Branch
Way back in 1996 as I was looking to start my own franchise, FUN Bank was the only bank that was willing to take a chance on me. Twenty four successful years and a total of 11 franchise locations later, I could not have asked for a better partner in my business. Happily semi-retired while still using FUN Bank to help fund our new vacation home rental business.