Consumer Savings Accounts

Consumer Savings Accounts

We offer savings accounts with flexible terms, competitive rates and easy access to your funds.

Money Market Account

  • Earn interest on your account balance
  • Accrue interest on non-cash deposits
    • Interest begins to accrue on the same business day you deposit non-cash items (e.g., checks).
  • Minimum deposit to open an account and to avoid a service charge fee
  • Free Internet, Mobile and Telephone Banking

Personal Investment (Money Market) Account

  • Earn interest on your account balance
  • Accrue interest on non-cash deposits
    • Interest begins to accrue on the same business day you deposit non-cash items (e.g., checks).
  • Minimum deposit to open an account and to avoid a service charge fee
  • Free Internet, Mobile and Telephone Banking

Rate Information

This is a tiered-rate account to which the bank applies different interest rates depending on the level of principal balance in the account.

  • Tier 1 minimum daily balance $.01 but less than or equal to $24,999.99
  • Tier 2 minimum daily balance $25,000.00 but less than or equal to $49,999.99
  • Tier 3 minimum daily balance $50,000.00 or more

Statement Savings Account

  • Accrual of interest on non-cash deposits
  • Interest begins to accrue on the same business day you deposit non-cash items (e.g., checks).
  • Free Internet, Mobile and Telephone Banking

Certificate of Deposit - Savings with a better rate.

From 3 months to 5 years, we offer the rates and terms for your financial planning needs.

Individual Retirement Account (IRAs)

Establish an account for the exclusive benefit of yourself and your beneficiaries. This can be a type of trust of custodial account. We offer traditional IRAs, Roth IRAs, and Coverdell Education IRAs.

Christmas Club

Open a Christmas Club account with a deposit, build your account throughout the year by depositing funds or moving funds from another FUN Bank account, accumulate interest on that amount and receive your payout just in time for holiday shopping! Your Club will automatically renew from year to year by you making a deposit within two months of your yearly payout.