We offer a variety of mortgage products including construction loans, fixed rate mortgage, adjustable rate mortgage, and community mortgage program.
Don't have the expense of 2 closings! With our construction mortgage loans, you get your interest rate locked in before construction begins. After your home is complete, you can start your regular monthly payments.
Fixed Rate Mortgage
Lock in the interest rate for up to 20 years with our fixed rate mortgage product.
Adjustable Rate Mortgage
The rate on our adjustable rate mortgages can only change every 5 years. Your payment can be calculated on an amortization schedule ranging from 15 to 30 years.
Community Mortgage Program
Qualifying borrowers enjoy the same rate and terms as our fixed rate mortgages, but with a lower down payment.
*These calculations only provide estimates, and do not offer or guarantee any terms for a particular loan or investment.
Oil City Branch
My wife and I began our banking relationship with First United National Bank with personal accounts in 2010 and were always pleased with the products and service. Bob led us on the path to purchase our house and vehicles for personal and business use. Most recently Bob helped with establishing a bank account for my daughter. The Oil City team is always prompt, accurate and professional with our family’s banking needs.
I have been with the First United National Bank since my husband Rich and I were first married in 1981. We first dealt with Mr. Gene Schmader at the Fryburg location. We were very happy when they extended their branch to Cranberry. Going there is like going to a reunion, everyone is so personable, and friendly. I will never go anywhere else!
New Bethlehem Branch
Way back in 1996 as I was looking to start my own franchise, FUN Bank was the only bank that was willing to take a chance on me. Twenty four successful years and a total of 11 franchise locations later, I could not have asked for a better partner in my business. Happily semi-retired while still using FUN Bank to help fund our new vacation home rental business.