S.A.F.E. Act

Unique Identifier Disclosure

As a result of the mortgage crisis in 2007, the SAFE Act and the National Mortgage Licensing System (NMLS) were put in place to help protect you, the consumer. It established minimum standards so that you know the person you’re working with to get a mortgage is qualified to help you. Banks are required to register their mortgage loan officers/originators with the NMLS. Each loan officer is now identified by a unique number.

The purpose is to provide consumers with easily accessible information on disciplinary and enforcement actions taken against an officer/originator. The unique identifier enables consumers to access a mortgage loan officer's/originator’s profile stored in the Registry. The Nationwide Mortgage Licensing System website for consumer access is: www.nmlsconsumeraccess.org. (By clicking this link, you are leaving First United National Bank's website. The privacy and security policies of the website may differ from ours.)

The following is a list of First United National Bank's Mortgage Loan Officers and their unique identifier number.

NMLS Consumer Access

Fryburg Branch Individual NMLS ID
Allan I. Johnson, Branch Manager 718657
Garrett L. Carulli 766471
Jeffrey T. Davis 1227964
Craig P. Siegel 1766804
Oil City Branch Individual NMLS ID
Laura L. Nelson, Branch Manager 964696
New Bethlehem Branch Individual NMLS ID
Amanda J. Coon, Branch Manager 414260
Jessica A. Smith 1172336
Franklin Branch Individual NMLS ID
Michele M. MacDonald, Branch Manager 588520
Clarion Branch Individual NMLS ID
Tom J. Spence, Branch Manager 718649
Cranberry Branch Individual NMLS ID
Marcy L. Bauer, Branch Manager 1206882

Updated 07/27/2023